Please read these Terms of Service carefully because they govern your use of our App and Website Services.

Agreement to Terms
By using our Website and App Services, you are indicating your acknowledgment and acceptance of our Terms of use, and agree to be bound by these Terms. If you don’t agree to be bound by these Terms, please do not use the Services.

Privacy Policy
Please refer to our Privacy policy for information on how we collect, use and disclose information from our users. You acknowledge and agree that your use of the Services is subject to our Privacy Policy.

Changes to Terms or Services
We may modify our Terms of use at any time, at our discretion. If we do, we’ll let you know either by posting the modified Terms on the website or through other communications. Please review the Terms whenever we modify them because if you continue to use the App and website services after we have posted modified Terms on the Site, you are indicating to us that you agree to be bound by the modified Terms. If you don’t agree to be bound by the modified Terms, then you may not use the Services anymore. Services are growing and changing over time, so we may change or discontinue all or any part of the Services, at any time and without notice, at our discretion.

Who May Use the Services
Eligibility
This app and website are intended for use by parents, teens, and children with support of their parents. Young people under 18 years of age must have the permission of their parents and their support to access and use the services of the App. To make a purchase via the Services (described in the Section titled “Purchases” below), you must be 18 years or older and capable of forming a binding contract.

Registration and Your Information
To use certain features of the App Services you will need to create an account. You can do this via the App. It’s important that you provide us with correct, complete, and up-to-date information for your Account and that you update this information with any changes. You agree that you will not disclose your Account password to anyone and you’ll notify us immediately of any unauthorized use of your Account. You are responsible for all activities that occur under your Account, whether or not you know about them. If we believe the information you provide us is not accurate, current, or complete, we have the right to refuse you access to the App and website services, and to terminate or suspend your access at any time, without notice.

Using the Services
Via the App, users can select from a variety of podcasts, meditations, and relaxation exercises, saving their favourites to create easy access to content that is most helpful to them. You can also use the paid functionality of the App to access additional content, as described in the Section titled “Purchases” below.

You understand and agree that the App and website Services, Products and any other information you learn from Insightforall are not intended, designed, or implied to diagnose, prevent, or treat any condition or disease, to ascertain the state of your health, or to be a replacement for professional medical care. Not all activities described in the App and website Services or Products are suitable for everyone. Do not use the App Services while driving, operating heavy machinery, or performing other tasks that require attention and concentration. You understand and agree that you are solely responsible for your use of the Services.

Restrictions On Use
You may use this App and site solely for the purposes allowed by this site. You may not use our App and Website services for any other purpose, including any commercial purpose, without our express prior written consent. You may not (and may not permit any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyper-link to this site, without the express prior written permission of an authorized representative of our Company. In this case “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in a manner that is reasonably likely to give a user the impression that the other party has the right to display, publish, or distribute this site or any content accessible within this site. You agree to cooperate with us in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

Proprietary Information
The material and content (hereinafter referred to as the “Content”) accessible from our App and Website services, and any other World Wide Web site owned, operated, licensed, or controlled by our Company is the proprietary information of our Company or the party that provided the content to our Company, and our Company or the party that provided the Content to our Company retains all right, title, and interest in the Content. The Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of our Company, or unless permitted in writing elsewhere on our site, except that you may print a copy of the Content solely for your personal use. You may not remove, change, or cause to be removed or changed, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates our Company‘s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

Purchases
Fees
Insight offers access to additional services in the form of newly released content which can be purchased via a monthly subscription. A description of features associated with Subscriptions is available via the App and Website. When you purchase a Subscription we will ask you to supply additional information that is relevant to your Transaction, such as your credit card number, the expiration date of your credit card, and your address(es) for billing and delivery. In making a purchase you represent and warrant that you have the legal right to use all payment method(s) represented by any such Payment Information. The amounts due and payable by you for a Transaction through the App or Website will be presented to you before you place your order. If you choose to initiate a Transaction, you authorise us to provide your Payment Information to third party service providers so that the Transaction can be completed and you agree (a) to pay the applicable fees and any taxes; (b) that Insight may charge your credit card or third party payment processing account, including but not limited to, your account with the app store or distribution platform (such as the Apple App Store, Google Play, or the Amazon Appstore) where the App is made available, for verification, pre-authorization and payment purposes; and (c) to bear any additional charges that your App Provider, bank, or other financial service provider may levy on you as well as any taxes or fees that may apply to your order. You will receive a confirmation email after we confirm the payment for your order. Your order is not binding until accepted and confirmed by Insight. All payments made are non-refundable and non-transferable except as expressly provided in these Terms.

Insight reserves the right to not process or to cancel your order in certain circumstances, for example, if your credit card is declined, if we suspect the order is fraudulent, or in other circumstances Insight deems appropriate in its sole discretion. Insight also reserves the right in its sole discretion to take steps to verify your identity in connection with your order. You may need to provide additional information to verify your identity before completing your Transaction (such information is included within the definition of Payment Information). Insight will either not charge you or refund the charges for orders that we do not process or cancel.

Automatic Renewal of Subscriptions Until You Cancel & How to Cancel Your Subscription
For monthly subscriptions all payments are payable and charged at the beginning of the subscription using the Payment Information you have provided. Because each such subscription renews automatically for an additional month until you cancel it, payments are payable and charged at the time of each renewal until you cancel. You must cancel your monthly Subscription before it renews to avoid the billing of the fees for the next Subscription period. If you purchase your Subscription via the Website, you can cancel the renewal of your subscription at any time by contacting us by email at support@insightforall.com. If you purchase your Subscription via an App Provider, you can cancel the renewal of your subscription at any time with the App Provider. You will not receive a refund for the fees you already paid for your current subscription period and you will continue to receive the Services ordered until the end of your current Subscription period.

Changes to Price Terms for Subscriptions
Insight reserves the right to change its pricing terms for Subscriptions at any time and Insight will notify you in advance of such changes becoming effective. Changes to the pricing terms will not apply retroactively and will only apply for Subscription renewals after such changed pricing terms have been communicated to you. If you do not agree with the changes to Insight’s pricing terms then you may choose not to renew your Subscription in accordance with the section “Automatic Renewal of Subscriptions Until You Cancel & How to Cancel Your Subscription.”

Future Functionality
You agree that your purchases are not contingent on the delivery of any future functionality or features, or dependent on any oral or written public comments made by Insight regarding future functionality or features.

Feedback
We welcome your feedback, comments, and suggestions for how we can improvement our App. We want to make sure we’re providing the best service we can to meet your needs. You can submit Feedback by emailing us at feedback@insightforall.com . In giving this feedback you grant us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free, sublicenseable and transferable license under any and all intellectual property rights that you own or control to use, copy, modify, create derivative works based upon and otherwise exploit the Feedback for any purpose.

Content and Content Rights
For the purposes of these Terms, “Content” refers to text, graphics, images, music, software, audio, video, works of authorship of any kind, and information or other materials that are posted, generated, provided or otherwise made available through the App and Website Services; and (ii) “User Content” refers to any Content that users (including you) provide to be made available through the App and website Services. Content includes without limitation User Content.

Content Ownership
Insight does not claim any ownership rights over any User Content and nothing in these Terms will be deemed to restrict any rights that you may have to use and exploit your User Content. Subject to the foregoing, Insight and its licensors exclusively own all rights, title and interest in and to the Services and Content, including all associated intellectual property rights. You acknowledge that the App and Website Services and Content are protected by copyright, trademark, and other laws of the Republic of Ireland and foreign countries. You agree not to remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Services or Content.

Rights in User Content Granted by You
By making any User Content available through our App and Website Services you hereby grant to Insight a non-exclusive, transferable, sublicenseable, worldwide, royalty-free license to use, copy, modify, create derivative works based upon, distribute, publicly display, publicly perform and distribute your User Content in connection with operating and providing the Services and Content to you and to other users.

Rights in Content Granted by Insight
Subject to your compliance with these Terms, Insight grants you a limited, non-exclusive, non-transferable, non-sublicenseable license to download, view, copy and display the Content solely in connection with your permitted use of the Services and solely for your personal and non-commercial purposes.

Rights and Terms for Apps
Rights in App Granted by Insight
Subject to your compliance with these Terms, Insight grants you a limited non-exclusive, non-transferable, non-sublicenseable license to download and install a copy of the App on a mobile device or computer that you own or control and to run such copy of the App solely for your own personal non-commercial purposes. Insight reserves all rights in and to the App not expressly granted to you under these Terms. You may not copy the App, except for making a reasonable number of copies for backup or archival purposes. Except as expressly permitted in these Terms, you may not: (i) copy, modify or create derivative works based on the App; (ii) distribute, transfer, sublicense, lease, lend or rent the App to any third party; (iii) reverse engineer, decompile or disassemble the App; or (iv) make the functionality of the App available to multiple users through any means.

Additional Terms for App Store Apps
If you accessed/downloaded the App from the Apple Store, then you agree to use the App only: (i) on an Apple-branded product or device that runs iOS (Apple’s proprietary operating system software); and (ii) as permitted by the “Usage Rules” set forth in the Apple Store Terms of Service.

If you accessed or downloaded the App from an App Provider, then you acknowledge and agree that:

These Terms are concluded between you and Insight, and not with the App Provider, and that, as between Insight and the App Provider, Insight is solely responsible for the App.
The App Provider has no obligation to provide any maintenance or support services regarding the App.
In the event of any failure of the App to conform to any applicable warranty, you may notify the App Provider and the App Provider will refund the purchase price for the App to you (if applicable) and, to the maximum extent permitted by the applicable law, the App Provider will have no other warranty obligation whatsoever with respect to the App.
Your App Provider is not responsible for addressing any claims you have or any claims of any third party relating to the App or your possession and use of the App, including, but not limited to: (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
In the event of any third-party claim that the App or your possession and use of the App infringes that third party’s intellectual property rights, Insight will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required by these Terms.
The App Provider and its subsidiaries are third-party beneficiaries of these Terms as related to your license of the App, and upon your acceptance of the terms and conditions of these Terms, the App Provider will have the right (and will be deemed to have accepted the right) to enforce these Terms as related to your license of the App against you as a third party beneficiary thereof.
You must also comply with all applicable third-party terms of service when using the App.
You agree to comply with all Irish and foreign export laws and regulations to ensure that neither the App nor any technical data related thereto nor any direct product thereof is exported or re-exported directly or indirectly in violation of, or used for any purposes prohibited by, such laws and regulations.
Prohibitions
You agree not to do any of the following:
Post, upload, publish, submit or transmit in connection with our App and website services any Content that: (i) you do not have the right to post, that infringes, misappropriates or violates a third party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy; (ii) violates, or advocates any conduct that would violate any applicable law or regulation or would give rise to civil liability; (iii) is fraudulent, false, misleading or deceptive; (iv) is defamatory, obscene, pornographic, vulgar or offensive; (v) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group; (vi) is violent or threatening or promotes violence or actions that are threatening to any person or entity; or (vii) promotes illegal or harmful activities or substances; (viii) seeks to exploit or harm children by exposing them to inappropriate content; (ix) impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content; (x) solicits funds, advertisers or sponsors; (xi) includes programs containing viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications; disrupts the normal flow of dialogue, causes a screen to scroll
Use, display, mirror or frame the App and Website Services, or any individual element within these Services, Insight’s name, any Insight trademark, logo or other proprietary information, or the layout and design of any page or form contained on a page, without Insight’s express written consent;
Access, tamper with, or use non-public areas of the Services, Insight’s computer systems, or the technical delivery systems of Insight’s providers;
Attempt to probe, scan, or test the vulnerability of any Insight system or network or breach any security or authentication measures;
Avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure implemented by Insight or any of Insight’s providers or any other third party (including another user) to protect the App and Website Services;
Attempt to access or search the Services or download Collective Content from the Services through the use of any engine, software, tool, agent, device or mechanism (including spiders, robots, crawlers, data mining tools or the like) other than the software and/or search agents provided by Insight or other generally available third party web browsers;
Send any unsolicited or unauthorized advertising, promotional materials, email, junk mail, spam, chain letters or other form of solicitation;
Use any meta tags or other hidden text or metadata utilizing a Insight trademark, logo URL or product name without Insight’s express written consent;
Use the Services for any commercial purpose or the benefit of any third party or in any manner not permitted by these Terms;
Forge any TCP/IP packet header or any part of the header information in any email or newsgroup posting, or in any way use the Services to send altered, deceptive or false source-identifying information;
Attempt to decipher, decompile, disassemble or reverse engineer any of the software used to provide the Services;
Interfere with, or attempt to interfere with, the access of any user, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the Services;
Collect or store any personally identifiable information from the Services from other users of the Services without their express permission;
Impersonate or misrepresent your affiliation with any person or entity;
Violate any applicable law or regulation; or
Encourage or enable any other individual to do any of the foregoing.
Although we’re not obligated to monitor access to or use of the Services or Content or to review or edit any Content, we have the right to do so for the purpose of operating the App and Website Services, to ensure compliance with these Terms, and to comply with applicable law or other legal requirements. We reserve the right, but are not obligated to, to remove or disable access to any of our Content at any time and without notice, including, but not limited to, if we, at our sole discretion, consider any Content to be objectionable or in violation of these Terms. We have the right to investigate violations of these Terms or conduct that affects the Services. We may also consult and cooperate with law enforcement authorities to prosecute users who violate the law.

Links to Third Party Websites or Resources
The App and Website Services may contain links to third-party websites or resources. We provide these links as a convenience. We are not responsible for the content, products or services on or available from those websites, or resources or links displayed on such websites. You acknowledge sole responsibility for and assume all risk arising from, your use of any third-party websites or resources.Hyper-links are to be accessed at the user’s own risk, and the inclusion of any link to a third-party site does not necessarily imply endorsement by our Company of that site.

Termination
We may terminate your access to and use of the Services, at our sole discretion, at any time and without notice to you. You may cancel your Account at any time by sending an email to us at support@insightforall.com. If you purchase Subscription via an App Provider, you should also cancel your Subscription with the App Provider directly. Upon any termination, discontinuation or cancellation of Services or your Account, all provisions of these Terms which by their nature should survive will survive, including, without limitation, ownership provisions, warranty disclaimers, limitations of liability, and dispute resolution provisions.

Warranty Disclaimers
The App and Website Services and Content are provided “as is,” without warranty of any kind. Without limiting the foregoing, we explicitly disclaim any warranties of merchantability, fitness for a particular purpose, quiet enjoyment or non-infringement and any warranties arising out of course of dealing or usage of trade.

We make no warranty that the Services or Products will meet your requirements or be available on an uninterrupted, secure, or error-free basis. We make no warranty regarding the quality, accuracy, timeliness, truthfulness, completeness or reliability of any Content.

We cannot and do not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to meet your requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. We do not assume any responsibility or risk for your use of the Internet.

Indemnity
You will indemnify and hold harmless Insight and its officers, directors, employees and agents, from and against any claims, disputes, demands, liabilities, damages, losses, judgements, and costs and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with (i) your access to or use of the Services or Content or (ii) your violation or breach of these Terms.

Limitation of Liability
Neither Insight nor any other party involved in creating, producing, or delivering the App and Website Services or Content will be liable for any incidental, special, exemplary or consequential damages, including, but not limited to, loss of revenue, pain and suffering, emotional distress, loss of data or goodwill, service interruption, computer damage or system failure or the cost of substitute Services or Products arising out of or in connection with these terms or from the use of or inability to use the Services or Content, whether based on warranty, contract, tort (including negligence), product liability or any other legal theory, and whether or not Insight has been informed of the possibility of such damage, even if a limited remedy set forth herein is found to have failed of its essential purpose . Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.

In no event will Insight’s total liability arising out of or in connection with these terms or from the use of or inability to use the Services, Products or Content exceed the amounts you have paid to Insight for use of the App and Website Services, Products or Content or seventy-nine euro (€79), if you have not had any payment obligations to Insight , as applicable. The exclusion and limitations of damages set forth above are fundamental elements of the basis of the bargain between Insight and you.

Trademarks
Trademarks, service marks, and logos appearing in this site and App are the property of Insight or the party that provided the trademarks, service marks, and logos to Insight. Insight and any party that provided trademarks, service marks, and logos to Insight retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.

General Terms
These Terms constitute the entire and exclusive understanding and agreement between Insight and you regarding the App and Website Services, Products and Content, and these Terms supersede and replace any and all prior oral or written understandings or agreements between Insight and you regarding the App and Website Services, Products and Content. These Terms of Use will be governed and interpreted pursuant to the laws of Ireland notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Ireland in connection with any dispute between you and Insight arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the courts in Dublin, Ireland. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company may revise these Terms of Use at any time by updating this posting.

You may not assign or transfer these Terms, by operation of law or otherwise, without Insight’s prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and of no effect. Insight may assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.

Any notices or other communications provided by Insight under these Terms, including those regarding modifications to these Terms, will be given: (i) by Insight via email; or (ii) by posting to the App or website Services. For notices made by e-mail, the date of receipt will be deemed the date on which such notice is transmitted.

Insight’s failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Insight . Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise.

Contact Information
If you have any questions about these Terms or the Services or Products, please contact Insight at support@insightforall.com